BANK ACCOUNT

Dubic Union Bank Privilege Card

You now don't have to spend more on your Rewards Credit Card to earn extra reward points. Simple way to reward your points.

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Top reasons to get the Rewards Credit Card

Earn 10 Reward Points for every $125 spent at apparel & department stores and select partners.
Continue earning Reward Points at rate of 1 point for every $125 on all other purchases.
Redeem points instantly at select partners.

Benefits & Features

Earn unlimited 10X reward points at select partners

Earn unlimited 10X reward points at select partners.

Welcome rewards

Get 1,500 bonus points on your first spend made within 30 days of card issue.
Get 1,000 bonus points on your first spend of $1000 made within 60 days of card issue.

Earn bonus reward points

Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.

Points that never expire

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Fees & Charges

Flexibility Fee and Charges

Interest Rate

3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
Annual Fee

Your annual fee of Rs1000 is waived on making spends of $30,000 in a membership year.

Redeem Rewards

Fuel

Instant redemption at over 1200 participating oil outlets.
Redemption rate at oil outlets: 1 Reward Point = $0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

Instant redemption at select partner stores.
Redemption rate at stores: 1 Reward Point = $0.30 | Minimum Points required to redeem: 250.

Air miles

Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

Adjust points against your Statement outstanding.
Redemption rate for cash back: 1 Reward Point = $0.35 | Minimum Points required to redeem: 5,000.

Dubic Union Bank Privileges

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

Dining Privileges

Up to 15% savings across participating restaurants.
Shopping Privileges

Enjoy savings and offers several stores in your City.
EMI Privileges

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.